Puzzle Insurance is a trading style for website use only of Mortgages Inc which is a trading style of Mortgage Inc Limited, which is an Appointed Representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Services Authority

Company Registered in England No. 5051867. Registered Address: Charterford House, 75 London Road, Headington, Oxford, OX3 9AA

Life insurance and mortgage payment protection policies

Unemployment Insurance will pay a monthly income in the event of redundancy. When you are made redundant these policies pay a defined monthly benefit. Each unemployment insurance provider pays a different maximum amount per month. This can be either up to either 150% or £2000pm maximum. Redundancy Insurance cover is another term used to describe unemployment insurance or unemployment protection. The policy will only pay out if you receive redundancy and not voluntary redundancy.

Mortgage payment protection insurance is designed to pay your mortgage commitment in the event of Accident Sickness or Redundancy. The mortgage payment protection policy is also known as MPPI, Payment Protection, ASU and Accident Sickness Insurance. The mortgage protection insurance can pay out up to £2000pm depending on the provider.

Accident Sickness and Unemployment is also known as ASU. This type of cover can be used to pay mortgages, loans and credit cards. You can get a quote for this type of policy under any of the headings above. ASU cover will pay out for a period of 12 months. ASU insurance does not have to be taken in conjunction with a mortgage.

Accident and sickness insurance is designed for self employed and employed. Income Protection Insurance will pay out a fixed monthly sum in the event of Accident, Sickness or Unemployment. It is designed to replace you income in the event of one of the previous three outcomes. Income protection will ensure your monthly commitments are met and your family are protected.

Payment Protection will cover your loan or credit card payment in the event of accident, sickness and unemployment. Payment protection insurance is a great policy to ensure your commitments are met should you fall on hard times. Cover will pay out for twelve months and can be taken up to a maximum of £2000pm.

Income protection insurance can be taken out by anyone who is currently working.

Life Insurance cover pays out a fixed lump sum in the event of your death. Also know as term assurance and if bought in conjunction with mortgage protection insurance. You have the option of taking critical illness cover with the life cover. Life insurance comes in two forms, decreasing life cover and level life insurance. Critical illness insurance will pay out a tax free lump sum on diagnosis of a specified critical illness. Critical illness mainly covers cancer. The best place to obtain critical illness cover is online. It is cheap online and you can compare all the critical illness providers. Critical illness insurance is normally taken out by a family.